Privacy Policy

Effective Date: July 2026Welcome to Cash Out with Michelle ("Cash Out with Michelle", "we", "our", or "us"). Cash Out with Michelle is owned and operated by Social Impact Marketing Ltd.We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains what information we collect, how we use it, and when we may share it.Information We CollectWhen you request a Home Equity Report through Cash Out with Michelle, we may collect:- Name
- Property address
- Email address
- Phone number
- Property information you voluntarily provide
- IP address
- Browser and device information
- Cookies and website usage dataHow We Use Your InformationWe use your information to:- Provide your requested Home Equity Report.
- Contact you regarding your enquiry.
- Connect you with Michelle or a licensed mortgage professional who can assist you.
- Improve our website and services.
- Prevent fraud and protect our website.Sharing Your InformationWe may share your information with:- Michelle or a licensed mortgage professional assisting with your enquiry.
- Service providers who help us operate our website and communications.
- Authorities where required by law.We do not sell your personal information.CookiesOur website may use cookies and similar technologies to improve your browsing experience, analyse website traffic, and enhance our services.You can disable cookies through your browser settings, although some features of the website may not function correctly.Data SecurityWe use reasonable technical and organisational measures to protect your information. However, no internet transmission or electronic storage system can be guaranteed to be completely secure.Your RightsDepending on your location, you may have the right to:- Request access to your personal information.
- Request correction of inaccurate information.
- Request deletion of your information.
- Withdraw consent where applicable.To exercise these rights, please contact us.Changes to This PolicyWe may update this Privacy Policy from time to time. Any changes will be published on this page with a revised effective date.ContactIf you have any questions regarding this Privacy Policy, please contact us at:Email: [email protected]

Terms of Service

Effective Date: July 2026Welcome to Cash Out with Michelle. By using this website, you agree to these Terms of Service.Our ServiceCash Out with Michelle provides homeowners with information regarding home equity and cash-out refinance options and connects interested homeowners with Michelle Grote. Michelle's NMLS ID: 308450Submitting an enquiry does not guarantee loan approval, financing, or any specific mortgage product.No Financial AdviceThe information provided on this website is for general informational purposes only and should not be considered legal, financial, tax, or mortgage advice.You should consult an appropriately licensed professional before making financial decisions.Your ResponsibilitiesBy using this website, you agree to:- Provide accurate and truthful information.
- Use this website only for lawful purposes.
- Not attempt to interfere with the operation or security of the website.CommunicationsBy submitting your information, you consent to being contacted by phone, email, or SMS regarding your enquiry.Message and data rates may apply.You may opt out of marketing communications at any time.No GuaranteesLoan approval, available equity, refinancing options, and interest rates depend on many factors including lender requirements, property value, income, credit history, and other qualification criteria.Cash Out with Michelle makes no guarantees regarding approval or loan terms.Limitation of LiabilityCash Out with Michelle and Social Impact Marketing Ltd shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance upon any information provided.Intellectual PropertyAll website content, branding, graphics, logos, and text are the property of Cash Out with Michelle or its licensors and may not be copied or reproduced without permission.Changes to These TermsWe reserve the right to modify these Terms of Service at any time. Continued use of the website after changes have been published constitutes acceptance of the revised Terms.ContactIf you have any questions regarding these Terms of Service, please contact us at:Email: [email protected]